Apply using the link below to earn $50 for you and $50 for me! After three simple years with Discover, for a card consistently ranked as the crème de la crème through the J.D. Power Ratings, creditcard.com, and Nerd Wallet, this picky broad is happily in line with the mainstream experts on this one. Enjoy no annual fee, free monthly FICO® Credit Score, Free social security number alerts, $0 Fraud liability, and no foreign transaction fees. Plus, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. If you use the credit card responsibly by paying off your balance every month, the cash back rewards earned on every purchase equates to pure profit for you. Sweet!